Housing Counseling Program

This program supports the delivery of a wide variety of housing counseling services to homebuyers, homeowners, low- to moderate-income renters, and the homeless.

The primary objectives of the program are to improve financial literacy, expand homeownership opportunities, improve access to affordable

credit:


housing and preserve homeownership.

Counselors provide guidance and advice to help families and individuals improve their housing conditions and meet the responsibilities of tenancy and homeownership.

Counselors also help borrowers avoid inflated appraisals, unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure.

Additionally, counselors may provide counseling services to homeowners to prevent or resolve mortgage delinquency, default, and foreclosure, with the primary objective to preserve homeownership.

Counselors provide guidance and advice to help families and individuals meet the responsibilities of homeownership and modify or refinance their loans to avoid unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure.

Applicants funded through this program may also provide Reverse Mortgage Counseling to elderly homeowners who seek to convert equity in their homes into income that can be used to pay for home improvements, medical costs, living expenses, or other expenses.

Related Programs

Housing Counseling Assistance Program

Department of Housing and Urban Development


Agency: Department of Housing and Urban Development

Office:

Estimated Funding: $58,000,000


Who's Eligible





Obtain Full Opportunity Text:
HUD's Funds Available web site

Additional Information of Eligibility:
Eligible applicants include: HUD-approved Local Housing Counseling Agencies (LHCAs); HUD-approved national and regional intermediaries (Intermediaries); State Housing Finance Agencies (SHFAs); and HUD-approved Multi-State Organizations (MSOs).

Full Opportunity Web Address:


Contact:


Agency Email Description:


Agency Email:
dorthera_yorkshire@hud.gov

Date Posted:
2009-06-16

Application Due Date:
2009-07-17

Archive Date:
2009-07-18


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