Rural Energy Savings Program (RESP)

To help rural families and small businesses achieve cost savings.

Related Programs10.850 Rural Electrification Loans and Loan Guarantees

Agency - Department of Agriculture

Established in 1862, the Department of Agriculture serves all Americans through anti-hunger efforts, stewardship of nearly 200 million acres of national forest and rangelands, and through product safety and conservation efforts. The USDA opens markets for American farmers and ranchers and provides food for needy people around the world.

Program Accomplishments

Not Applicable.

Uses and Use Restrictions

The Rural Energy Savings Program provides loans to qualified consumers to implement durable cost-effective energy efficiency measures.

Borrowers must meet eligibility requirements, loan term must not exceed 10 years, loans made by an eligible entity to a qualified consumer may bear interest not to exceed 3%.

Loans will be made to eligible entities that agree to use the loan funds to make loans to qualified consumers for the purpose of implementing energy efficiency measures.

loan terms to eligible RUS borrowers may not exceed 10 years and are made at a zero percent (%) interest rate.

Loans made by RUS Borrowers to end users may not exceed 3 percent (%) interest rate for no more than 10 years.

Eligibility Requirements

Applicant Eligibility


Beneficiary Eligibility



The following documents are required in order to submit a completed application: Letter of intent, energy efficiency program implementation work plan, environmental compliance agreement, a pro forma balance sheet, itemized budget for RESP activities and other applicable documents as specified within the RESP Notice of Funds Availability (NOFA). This program is excluded from coverage under 2 CFR 200, Subpart E - Cost Principles.

Aplication and Award Process

Preapplication Coordination

Preapplication coordination is required.

An environmental impact statement is required for this program.

This program is excluded from coverage under E.O.


Application Procedures

2 CFR 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards applies to this program.

Award Procedures

The RUS Administrator, has the discretion to make the final decision on approvals of the loans upon a finding that the applicant has met the criteria as outlined in the RESP Notice of Funds.


Contact the headquarters or regional office, as appropriate, for application deadlines.


Farm Security and Rural Investment Act of 2002, Public Law 107-171, 7 U.S.C 8107a, as amended by Section 6205 of the Agricultural Act of 2014, Public Law 113-79.

Range of Approval/Disapproval Time

From 30 to 60 days.


Not Applicable.


Not Applicable.

Assistance Considerations

Formula and Matching Requirements

Statutory formulas are not applicable to this program. Matching requirements are not applicable to this program. This program does not have MOE requirements.

Length and Time Phasing of Assistance

RESP loans are generally made for a period up to 10 years. Any disbursements of loan funds to an eligible entity in 12 consecutive months from the date of the first advance shall not exceed 50 percent of the approved loan amount. See the following for information on how assistance is awarded/released: See NOFA.

Post Assistance Requirements


See NOFA for required reports.

Cash reports are not applicable.

Progress reports are not applicable.

See NOFA for required reports.

See NOFA for required reports.


In accordance with the provisions of 2 CFR 200, Subpart F - Audit Requirements, non-Federal entities that expend financial assistance of $750,000 or more in Federal awards will have a single or a program-specific audit conducted for that year. Non-Federal entities that expend less than $750,000 a year in Federal awards are exempt from Federal audit requirements for that year, except as noted in 2 CFR 200.503.


No Data Available.

Financial Information

Account Identification



(Direct Loans) FY 16 $0; FY 17 est $49,861,495; and FY 18 est $55,401,662

Range and Average of Financial Assistance

No Data Available.

Regulations, Guidelines, and Literature

Please see the NOFA for all information

Information Contacts

Regional or Local Office


Headquarters Office

Christopher McLean 1400 Independence Ave., Stop 1560 , Washington, District of Columbia 20250 Email: Phone: 202-720-9545

Criteria for Selecting Proposals

Please see the NOFA for criteria.

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