Small Business Administration Grant and Loan Programs

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation.

Many of the SBA programs offering Small Business Grants, Loan Programs and Counseling Programs are offered through state agencies.

Small Business Resources in Your State



Programs For Small Business

8(a) Business Development Program
Small Business Administration
To foster business ownership by individuals who are both socially and economically disadvantaged; and to promote the competitive viability of such firms by providing business development assistance in...more

7(j) Technical Assistance
Small Business Administration
The purpose of the program is to provide Business Development Assistance for Socially and Economically Disadvantaged Businesses. SBA performs this mission by entering into grants, cooperative agreemen...more

Disaster Assistance Loans
Small Business Administration
To provide loans to the victims of declared disasters for uninsured or otherwise uncompensated physical damage....more

Procurement Assistance to Small Businesses
Small Business Administration
To assist small business in obtaining a "fair" share of contracts and subcontracts for Federal government supplies and services and a "fair" share of property sold ...more

Small Business Investment Companies
Small Business Administration
To establish privately owned and managed investment companies, which are licensed and regulated by the U.S. Small Business Administration; to provide equity capital and long term loan funds to small b...more

7(a) Loan Guarantees
Small Business Administration
To provide guaranteed loans from lenders to small businesses which are unable to obtain financing in the private credit marketplace, but can demonstrate an ability to repay loans if granted, in a time...more



Surety Bond Guarantees
Small Business Administration
To guarantee surety bonds issued by commercial surety companies for small businesses unable to obtain a bond without an SBA guarantee. The guarantees range between 70 and 90% and cover losses and expe...more

Service Corps of Retired Executives
Small Business Administration
To use the management experience of retired and active business management professionals to counsel and train potential and existing small business owners. All client counseling information is confide...more

Small Business Development Centers
Small Business Administration
To provide management counseling, training, and technical assistance to the small business community through Small Business Development Centers (SBDCs)....more

504 Certified Development Loans
Small Business Administration
To assist small business concerns by providing long-term, fixed-rate financing for fixed assets through the sale of debentures to private investors....more




Federal Agencies with Active Grants for Small Business





Featured Government Grant Resources


Urban Waters Small Grants Program

The United States Environmental Protection Agency has recently constituted the development of the Urban Waters Small Grants Program wherein it seeks to solicit project proposals from eligible applicants who wish to contribute to the improvement of water quality in urban areas.







National Science Foundation announces the Cyberlearning: Transforming Education Program

The Cyberlearning: Transforming Education is a program wherein the NSF will provide funding for research proposals that aim to explore opportunities associated with the promotion and assessment of learning techniques through the help of new technologies, taking advantage of the application of those technologies, and the utilization of those technologies in the process of promoting deep and lasting learning of content, practices, skills, attitudes, and dispositions that are essential in becoming an engaged and productive citizen.


Ganesh Natarajan is the Founder and Chairman of 5FWorld, a new platform for funding and developing start-ups, social enterprises and the skills eco-system in India. In the past two decades, he has built two of India’s high-growth software services companies – Aptech and Zensar – almost from scratch to global success.









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